Travel insurance for African hunting with full cover for every possible eventuality is strongly recommended.
It is recommended to use an insurance company that caters for the special needs of travelling hunters as regular travel insurance may not be adequate.
Hunting in Africa is not inexpensive and should something unexpected occur that forces you to cancel your hunt, in many cases you will not get any deposits back.
The best you can expect is a partial return of a deposit if the cancellation is made early. Insuring for trip cancellation ensures you will not be out of pocket, should you need to cancel or if a hunting company cancels your hunt.
Most travel insurance policies say they include trip cancellation coverage but you would be well-advised to read the small print carefully before purchasing a policy.
There are often exclusions that apply to trip cancellation or trip interruption that preclude benefits from being paid out. These may include:
This seems to include most usual eventualities leading to trip cancellation, so it might be necessary to buy additional, any reason trip cancellation cover. An additional policy should cover a percentage of the losses incurred if a trip is cancelled within certain date parameters.
Travel in Africa can be rather haphazard regarding airlines sticking to a flight schedule, weather conditions, possibly stolen travel documents etc. Retain all receipts for reimbursement for expenses incurred as a result of delay.
If a missed flight connection causes you to lose hunting time, make sure your policy allows for reimbursement for this pre-paid, non-refundable trip cost.
Should your baggage or firearms be delayed on the outbound leg of your safari due to airline (mis)handling, make sure you are covered for any incurred expenses.
The usual reimbursements for this loss or damage may not be adequate to cover expensive items like firearms and scopes. Additional separate insurance cover may be necessary.
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